Conservative Strategy

Trillium only grants mortgages that are in accordance with our conservative lending strategy and have a low loan to value ratio. Borrowers are required to make a significant down payment and be heavily invested in the property before being granted a mortgage.

Trillium also allows investors to get involved in debt based investments usually reserved for banks and institutional investors. Why do banks prefer this type of investment? Low risk. Banks prefer to invest in debt because it is safe, protected against loss and backed by hard assets - in this case, real estate.

As qualified MICs, Trillium Investment Funds operate under regulations enforced by the:

• Canada Revenue Agency
• British Columbia Financial Institutions Branch
• British Columbia Securities Commission

Security

When you invest in Trillium you become a shareholder. As a shareholder, you become a part owner of the pool of money that is used to fund mortgages for carefully selected real estate borrowers but without the burden of real estate ownership.

In the 30+ years that MICs have existed, no investor has lost their capital. The only risk is a small change in returns percentage. The same cannot be said for stocks or mutual funds.

Being a Canadian tax-exempt corporation, 100% of the MIC’s net annual income, as verified by an external audit, will be distributed to investors in the form of dividends.